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The credit building subscription helping a renters credit score to blossom.

Report to all 3 major Credit Referencing Agencies. No hard checks required.
For the best Canopy experience we recommend downloading our app
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What is CanopyGrow?

CanopyGrow is a collection of credit building tools to help you improve your Credit History & Credit Score.

View plans & pricing
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RentTracking

Track your rental payments to build your credit score

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CleverCredit

Premium

Report your subscription payments for an extra credit score boost

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Credit Profile

Premium

Better understand your credit score and finances

Renttracking

Make your biggest expense work for you — build your credit score passively by reporting your rental payments.

RentTracking is quick and easy to set up. Once it’s active, your rental payments get tracked automatically.
We’ll report your rental payments to the big three UK credit referencing agencies in order to maximise benefits.
ONLY WITH PREMIUM

CleverCredit

Turn your monthly subscription payments into credit points with our automatic CleverCredit tool.

Simple and secure. We treat your subscription payments as a risk-free credit agreement so each month you pay you’re boosting your credit.
Zero effort. No paperwork needed, no hard checks, no pre-approval — simply sign up for CanopyGrow Premium and we’ll handle the rest.
ONLY WITH PREMIUM

Credit Profile

Access your credit score and report, plus gain useful insights to better understand your credit and finances.

Credit card with an image of an eye illustration
Get personalised tips on how you can improve your credit score. View detailed insights on what’s holding you back.
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Use our Credit Score Simulator to create a plan of action. Find out what you can do to maximise your overall financial health.
Pricing & Features

Standard

Free

Plus

From £4

Per Month

Premium

From £7

Per Month
RentTracking
Reported to
Reported to
Improves credit history
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.
Improves credit score
A credit score is a three-digit number, typically between 300 and 1,000, designed to represent your credit risk, or the likelihood you will pay your bills on time.
CleverCredit
Reported to
Credit Profile
See your credit report
Credit score insights
Provides you with insights on what needs attention, what could improve, and what you’re doing great. Helping you to understand how you can improve your credit score.
Score Simulator
Visualise how to improve your score
Finance Score
See your finance report
Finance insights
Pricing & Features

Standard

Free

RentTracking

Report to
Improves credit history

Plus

From £4

Per month

RentTracking

Report to
Report to
Improves credit history
Improves credit score

Premium

From £7

Per month

RentTracking

Report to
Report to
Improves credit history
Improves credit score

CleverCredit

Report to

Credit Profile

See your credit report
Credit score insights

Score Simulator

Visualise how to improve your score

Finance Score

See your finance report
Finance insights
Get started

Faqs

How does CanopyGrow improve my Credit Score?

CanopyGrow will give you access to tools such as CleverCredit and Rent Tracking which will help you grow your credit score by reporting your data once setup to the Credit Referencing Agencies. You can view your personalised insights on other ways to grow your credit score by activating your Credit Profile.

Can my Credit Score go down?

Your credit score is made up of thousands of pieces of data. CanopyGrow will help improve your credit score but there is no guarantee your score will increase overall as there could be other areas of your credit profile potentially affecting your credit score.

Do I need to complete my Rent Passport in order to use CanopyGrow

No, your RentPassport is separate and is there to help you move quickly into a new property. CanopyGrow is here to help you understand and develop your credit profile.

Can I pay yearly?

Yes you can pay yearly and receive an annual discount for doing so.

Can I cancel anytime?

Yes you can cancel your subscription anytime in your settings area.

How do I get started
with CanopyGrow

Log in or Create a Canopy account now to
View plans & pricing
For the best Canopy experience we recommend downloading our app
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Get started

It’s quick and easy to sign up with Canopy