Watch the rent roll in with tenants you can trust

Get insights into your tenants’ track records before you sign them up, so you can give the right ones the green light without worrying about affordability.

RentPassportTM

See prospective tenants’ rental and financial history at a glance
Learn morecanopy

RenttrackingTM

Let to credit-conscious tenants who get rewarded for paying their rent on time
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Rent and legal protection

Protect yourself from rental arrears and legal costs
Learn morecanopy

Partners & awards

Logo - Get Living
Logo - Hamptons Internationals
Logo - accomodation.co.uk
Logo - onthemarket
Logo KW Move
Logo Moda Living
Logo Century 21
Logo Rettie
Logo Direct Lettings
Logo - Get Living
Logo - Hamptons Internationals
Logo - accomodation.co.uk
Logo - onthemarket
Logo KW Move
Logo Moda Living
Logo Century 21
Logo Rettie
Logo Direct Lettings
canopy

Rent Protection & Legal Expenses Insurance

Protect your landlords from a loss of income by providing comprehensive cover. Our Rent Protection Insurance protects the landlord’s rent for up to 15 months.

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In partnership
with Alan boswell group

How it works

Canopy makes renting easier, faster and fairer for agents, with not one magic wand in sight.

how it work agent
01

Request a rent passport™

Enter the applicant’s email address and hit ‘Send request’

Request a demo
how it work agent
02

Tennant shares data

We’ll send them an email and in-app notification, explaining how to share their RentPassport™

Request a demo
how it work agent
03

Review their track record

You’ll gain instant access to information like their address history, past rent payments and credit score

Request a demo
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Peace of mind, in an app

With Canopy, you can handpick the very best tenants, and cover yourself if things ever go wrong. It’s your property, so rent it on your terms.

MADE ARRANGING A NEW FLAT EASY!

Nice change of pace and far more efficient than the usual back and forth with an estate agent. Verification of ID and rent and credit all in one place. The support team were quick to verify manual uploads and everything was verified within 2 days!”

Ben
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BRILLIANT!

Makes me feel like I’m not completely wasting my money on rent by building my credit score so I can buy a house in future! Also amazing that I don’t have to pay a deposit - helped me and my partner go on holiday last year!”

Lauren Holmes
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INCREDIBLE FEATURE

I have been renting for 8 years now and did not know that I could improve my Experian credit score by simply tracking my monthly rent!! Love this feature from Canopy”

James
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Faqs

What happens if a tenant doesn't want to connect their bank?

Once they’ve opted-in, Open Banking allows the tenant to verify their income and rent payments in a matter of seconds. If they’d prefer not to opt-in, that’s okay – we can verify their income manually.

Do you accept benefits?

Yes, we do. Your tenant will need to provide their income details along with supporting evidence. This could include: an entitlement/award letter or their three most recent fully itemised bank statements. For Universal Credit, we also accept the latest three months’ pay statements.

Is the credit check a soft search?

Yes. As Canopy’s searches aren’t visible to other companies, they won’t impact a renter’s credit score––no matter how many times they check their credit with us.

How long does it take to get a full reference back?

We aim to get a full reference back to you within 12 hours, but this depends on how quickly we get a response from the renter’s employer and previous landlord. To speed things up, we’ll send them automated reminders––and you’ll always be kept in the loop with real-time updates, too.

As soon as their RentPassport is complete, we’ll let you know. While you’re waiting, you can log into your Canopy account and see the latest screening status, meaning you can make informed decisions at any point of the process.

What information will I see through OpenBanking?

You’ll be able to see up to 12 months’ worth of salary and rent payments. We share only the relevant data so you don’t have to trawl through someone’s bank statement. See example report

Why is Canopy so cheap?

We don’t have legacy systems. Instead, we’ve built our service using the very latest technology, which allows us to digitalise many parts of the process. That keeps costs and waiting times down for everyone. Win-win.

Do I need to sign into a contract?

No. We’re confident in our service, so we won’t tie you down to a contract. As long as you agree with our T&Cs, we can have you set up in minutes, at no cost to you.

Are there platform fees?

There are no monthly subscriptions or setup costs. We keep it simple: your first 30 days completely free and after that you only pay £5+VAT for each full reference you do.

What integration options are available?

We have an open API so you can plug into any CRM software of your choosing. Get in touch and we’ll happily tell you more about the CRMs we are already integrated with.

Do you reference students?

Yes, we can perform both instant and full referencing on students. We accept Scholarship, Bursary and Sponsorship (see our referencing criteria here).

What is your guarantor criteria?

Guarantors must:

  • Be based in the UK
  • Earn at least 36 times the monthly rental income per annum (in order to cover the renter's rent)
  • Be confirmed as being a resident at the address(es) they have provided for the credit check and have no adverse credit history
  • Be a homeowner
Do you perform Right To Rent checks?

Yes, we can check the authenticity of documents from 191 countries using facial likeness verification. We also take away any GDPR headaches by storing these documents securely for you. However, it is a government requirement that a face to face check is performed on the renter’s ID by the agent/landlord in person.

Can you do a credit check on someone from overseas?

We perform credit checks on all tenants, but if they’ve not lived in the UK for more than 3 years, it might be difficult to find a credit file with sufficient data for us to verify with confidence.

How do you calculate affordability?

The tenant must earn at least 30 times the monthly rent.

Still have a question? View our help pages or drop us a line
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