With Canopy RentTracking™️, you can report rent payments to both Experian and Equifax to improve your credit history and your credit score. It's a way to help improve your credit without taking out a credit card or loan.
Choose the plan that works for you.
Which Credit Referencing Agencies will rent be reported to
Improves credit history*
Improves credit score*
See your credit score
See your credit report
Score Simulator
Credit Score Insights
Get set up and let us do the rest. There's no need to change the way you pay rent.
You pay rent every month. Isn’t it about time you got something back?RentTrackingTM lets you track your rent payments to build your credit history with Experian and credit score with Equifax. Which can help you access better rates and a wider range of financial products.
Renting is often seen as dead money. But it doesn’t have to be. By enhancing your credit history with on-time rent payments you can improve your credit rating / score so it may become easier for you to:
But also note a number of other factors can also affect these decisions, such as what other data is available to the lender and what a particular lenders approval policy is. Lending approval criteria varies from lender to lender.
Download the Canopy Renter app, Choose a plan that suits you, connect to Open Banking and start tracking your rent. It’s that simple.
Nothing! If you choose the Standard plan - as it’s free. But this only allows you to track your credit history with Experian. If you choose any of the paid plans we’ll report your rent to both Experian and Equifax. Plus depending on the paid plan you choose you can see your credit score and report.
In a word, ethically. We will never use your data for personal gain or sell it to other companies. Rest assured, we only use your data in order to help us design the best financial wellness products for renters. However, if your data does get used for any other purpose, we’ll notify you in the app. For a full explanation of exactly how we use customer data, see our privacy policy.
Every month, you pay it in. Why shouldn’t you get something back? So your credit rating, not your blood pressure, can go through the roof. Together, let’s move renting towards another four-letter word: fair.
