With Canopy RentTrackingTM you can report your rent payments to the 3 largest CRA’s in the UK - Equifax, Experian and TransUnion to help boost your credit history and score. It’s a way to help improve your credit without taking out a credit card or loan.
Whoever said rent was dead money? Make your payments count with RentTrackingTM and boost your credit history, making it easier to get a mortgage when the time is right.
Choose the plan that works for you.
Rent reported to Experian *
Rent reported to Equifax *
Rent reported to TransUnion *
Improves credit history
Improves credit score
See your credit score
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Credit Score Insights
Connect your bank account to Canopy via secure Open Banking and tag your regular rent payments. We’ll use that information to identify your rent payments in future.
Pay your rent as usual and keep track of the transactions. We'll report your rent to the credit bureaus as per the plan you've selected.
Sit back and watch your credit report improve with your regular rent payments taken into account. All those years of renting will finally start paying off.
You pay rent every month. Isn’t it about time you got something back? RentTrackingTM lets you track your rent payments to build your credit history with Experian and credit score with Equifax and TransUnion. Which can help you access better rates and a wider range of financial products.
Renting is often seen as dead money. But it doesn’t have to be. By enhancing your credit history with on-time rent payments you can improve your credit rating / score so it may become easier for you to:
But also note a number of other factors can also affect these decisions, such as what other data is available to the lender and what a particular lenders approval policy is. Lending approval criteria varies from lender to lender.
Download the Canopy Renter app, Choose a plan that suits you, connect to Open Banking and start tracking your rent. It’s that simple.
Nothing! If you choose the Standard plan - as it’s free. But this only allows you to track your credit history with Experian. If you want to boost your credit score by tracking your rental payments then choose one of our paid plans. Note depending on the paid plan you choose you can see your credit score and report.
Every month, you pay it in. Why shouldn’t you get something back? So your credit rating, not your blood pressure, can go through the roof. Together, let’s move renting towards another four-letter word: fair.