RentTrackingTM

Give yourself some credit

With Canopy RentTracking™️, you can report rent payments to both Experian and Equifax to improve your credit history and your credit score. It's a way to help improve your credit without taking out a credit card or loan.

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Canopy - no more paper work

NO MORE MONEY DOWN THE DRAIN

Whoever said rent was dead money? Make your payments count with RentTrackingTM and boost your credit history, making it easier to get a mortgage when the time is right.

PLANS & PRICING

Choose the plan that works for you.

Standard

Free

Plus

£4.99 /month

Premium

£7.99 / month

Which Credit Referencing Agencies will rent be reported to

Improves credit history*

?
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.

Improves credit score*

?
A credit score is a three-digit number, typically between 300 and 1,000, designed to represent your credit risk, or the likelihood you will pay your bills on time.

See your credit score

See your credit report

Score Simulator

?
will help you understand how changes you make will impact your credit score both positive and negative

Credit Score Insights

?
provides you with insights on what needs attention, what could improve, and what you’re doing great. Helping you to understand how you can improve your credit score.

Standard

Free
Which Credit Referencing Agencies will rent be reported to: Experian
Improves credit history*
?
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.
Improves credit score*
?
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.
See your credit score
See your credit report
Score Simulator
?
will help you understand how changes you make will impact your credit score both positive and negative
Credit Score Insights
?
provides you with insights on what needs attention, what could improve, and what you’re doing great. Helping you to understand how you can improve your credit score.

Plus

£4.99 / month
Which Credit Referencing Agencies will rent be reported to: Experian and Equifax
Improves credit history*
?
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.
Improves credit score* (available with Equifax)
?
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.
See your credit score
See your credit report
Score Simulator
?
will help you understand how changes you make will impact your credit score both positive and negative
Credit Score Insights
?
provides you with insights on what needs attention, what could improve, and what you’re doing great. Helping you to understand how you can improve your credit score.

Premium

£7.99 / month
Which Credit Referencing Agencies will rent be reported to: Experian and Equifax
Improves credit history*
?
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.
Improves credit score* (available with Equifax)
?
Credit history is defined as a record of how you repay debts over a period of time and is used to judge the risk of lending money to you.
See your credit score (available with Equifax)
See your credit report (available with Equifax)
Score Simulator (available with Equifax)
?
will help you understand how changes you make will impact your credit score both positive and negative
Credit Score Insights (available with Equifax)
?
provides you with insights on what needs attention, what could improve, and what you’re doing great. Helping you to understand how you can improve your credit score.
*This will depend on rental payments being made on time and the impact of any negative behavious.

HOW IT WORKS

Get set up and let us do the rest. There's no need to change the way you pay rent.

01

LINK YOUR
ACCOUNT*

Connect your bank account to Canopy via secure Open Banking and tag your regular rent payments. We’ll use that information to identify your rent payments in future.

*Remember to reauthorise your bank account every 90 days.
02

PAY YOUR RENT

Pay your rent as usual and keep track of the transactions. We'll report your rent to the credit bureaus as per the plan you've selected.

03

GET REWARDED FOR RENTING

Sit back and watch your credit report improve with your regular rent payments taken into account. All those years of renting will finally start paying off.

Faqs

What is RentTrackingTM ?

You pay rent every month. Isn’t it about time you got something back?RentTrackingTM lets you track your rent payments to build your credit history with Experian and credit score with Equifax. Which can help you access better rates and a wider range of financial products.

What are the benefits of RentTrackingTM?

Renting is often seen as dead money. But it doesn’t have to be. By enhancing your credit history with on-time rent payments you can improve your credit rating / score so it may become easier for you to:

  • Open a bank account
  • Get a new credit card
  • Have a loan or mortgage application approved

But also note a number of other factors can also affect these decisions, such as what other data is available to the lender and what a particular lenders approval policy is. Lending approval criteria varies from lender to lender.

How Do I start?

Download the Canopy Renter app, Choose a plan that suits you, connect to Open Banking and start tracking your rent. It’s that simple.

How much does it cost?

Nothing! If you choose the Standard plan - as it’s free. But this only allows you to track your credit history with Experian. If you choose any of the paid plans we’ll report your rent to both Experian and Equifax. Plus depending on the paid plan you choose you can see your credit score and report.

How will you use my data?

In a word, ethically. We will never use your data for personal gain or sell it to other companies. Rest assured, we only use your data in order to help us design the best financial wellness products for renters. However, if your data does get used for any other purpose, we’ll notify you in the app. For a full explanation of exactly how we use customer data, see our privacy policy.

Still have a question? View our help pages or drop us a line

RENT IS A FOUR LETTER WORD

Every month, you pay it in. Why shouldn’t you get something back? So your credit rating, not your blood pressure, can go through the roof. Together, let’s move renting towards another four-letter word: fair.

GET started

Get started

It’s quick and easy to sign up with Canopy

OPENING HOURS

Day
Date
Opening hours
Friday
24/12/21
9:00AM - 1:00PM
Saturday
25/12/21
Closed
Sunday
26/12/21
Closed
Monday
27/12/21
Closed
Tuesday
28/12/21
Closed
Wednesday
29/12/21
9:00AM - 5:30PM
Thursday
30/12/21
9:00AM - 5:30PM
Friday
31/12/21
9:00AM - 5:30PM
Saturday
1/1/22
Closed
Sunday
2/1/22
Closed
Monday
3/1/22
Closed