RentTrackingTM

Give yourself some credit

With Canopy RentTracking™️, you can report rent payments to both Experian and Equifax to improve your credit history and your credit score. It's one of the best ways to build your credit without taking out a credit card or loan.

Powered by
Canopy - RentTracking hero imgrent tracking
Scroll Down
Canopy - no more paper work

NO MORE MONEY DOWN THE DRAIN

Whoever said rent was dead money? Make your payments count with RentTrackingTM and boost your credit history, making it easier to get a mortgage when the time is right.

PLANS & PRICING

Choose the plan that works for you.

Standard

Free

Plus

£4.99 /month

Premium

£7.99 / month

Which Credit Referencing Agencies will rent be reported to

Experian, Equifax and TransUnion

Improves credit history

 

Improves credit score

 

Standard

Free
Which Credit Referencing Agencies will rent be reported to: Experian
Improves credit history
Improves credit score

Plus

£4.99 / month
Which Credit Referencing Agencies will rent be reported to: Experian and Equifax
Improves credit history (available with Experian)
Improves credit score (available with Equifax)

Premium

£7.99 / month
Which Credit Referencing Agencies will rent be reported to: Experian, Equifax and TransUnion
See your credit score
See your credit report
See your finances including rental affordability
Score Simulator
Score +

HOW IT WORKS

Get set up and let us do the rest. There's no need to change the way you pay rent.

01

LINK YOUR
ACCOUNT

Connect your bank account to Canopy via secure Open Banking and tag your regular rent payments. We’ll use that information to identify your rent payments in future.

*Remember to reauthorise your bank account every 90 days.
02

PAY YOUR RENT

Pay your rent as usual and keep track of the transactions. We'll report your rent to the credit bureaus as per the plan you've selected.

03

GET REWARDED FOR RENTING

Sit back and watch your credit report improve with your regular rent payments taken into account. All those years of renting will finally start paying off.

Faqs

What is RentTrackingTM ?

You pay rent every month. Isn’t it about time you got something back?RentTrackingTM lets you track your rent payments to build your credit history with Experian and credit score with Equifax. Which helps you access better rates and a wider range of financial products.

What are the benefits of RentTrackingTM?

Renting is often seen as dead money. But it doesn’t have to be. By enhancing your credit history with on-time rent payments you can improve your credit rating / score so it may become easier for you to:

  • Open a bank account
  • Get a new credit card
  • Have a loan or mortgage application approved

But also note a number of other factors can also affect these decisions, such as what other data is available to the lender and what a particular lenders approval policy is. Lending approval criteria varies from lender to lender.

How Do I start?

Download the Canopy Renter app, Choose a plan that suits you, connect to Open Banking and start tracking your rent. It’s that simple.

How much does it cost?

Nothing! If you choose the Standard plan - as it’s free. But this only allows you to track your credit history with Experian. If you choose the paid plan we’ll report your rent to both Experian and Equifax for only £4.99 a month.

How will you use my data?

In a word, ethically. We will never use your data for personal gain or sell it to other companies. Rest assured, we only use your data in order to help us design the best financial wellness products for renters. However, if your data does get used for any other purpose, we’ll notify you in the app. For a full explanation of exactly how we use customer data, see our privacy policy.

Still have a question? View our help pages or drop us a line

RENT IS A FOUR LETTER WORD

Every month, you pay it in. Why shouldn’t you get something back? So your credit rating, not your blood pressure, can go through the roof. Together, let’s move renting towards another four-letter word: fair.

GET started

Get started

It’s quick and easy to sign up with Canopy