How Does it work?

We use Experian and Open Banking to help renters build their portable rental history.

Experian based checks (Processing time: 1min-5min)

  • Identity
  • 3 Years Address history
  • Soft credit check
  • Adverse Financial History (CCJs, IVA and Bankruptcy)
  • KYC (Know-Your-Customer)
  • AML (Anti-Money Laundering)

Open Banking (Processing time: 5mins, subject to successfully connecting with tenants bank)

  • Income Verification
  • Rental Affordability (How much a Renter can spend on rent based on annual gross income)
  • Rental Payments Verification, if previously renting in the U.K

Manual Income verification (Processing time: max 48hrs)

  • Tenants provide proof of income (3 months payslips, bank statements, employment contract)
  • Self-employed (tax returns, bank statements)

How can we help?

Suggested Topics

DepositFree™ Insurance

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