Am I covered for life changing events?


If at the end of a tenancy, you have not unpaid rent because you experienced a life changing event, for example lost employment for reasons that were beyond your reasonable control, and your aggregate annual income has fallen by at least 25%, as a result; or  

The employer of at least one of you (joint tenancies) reduced your salary in accordance with the written terms of your contract of employment, because you reduced your working hours, or stopped working altogether, on the advice of an appropriately qualified medical professional, following an injury, illness, or disability which first occurred during the life of the tenancy agreement, and that has caused your aggregate annual income to fall by at least 25%.

Then, Canopy will pay all reasonable claims to your Landlord on your behalf and not seek recovery from you in these exceptional circumstances.

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